Those who have a mortgage have all gone through what you’re about to go through. And they will all tell you it was nothing more than going through the process while some learned some things the hard way they didn’t have to. There are several tips and tricks to make the loan approval process go much more smoothly and they’ll gladly share them with y .....POSTED ON October 17, 2017
It’s not uncommon for someone to have bad credit. Unfortunate things happen to very good people and as such they can fall into some uncomfortable economic situations. When lenders first extend credit they look at the ability of that person to repay the debt along with looking at previous payment patterns with past credit accounts. If the lender doe .....POSTED ON October 17, 2017
There are so many new terms you’ll discover once you submit your application for a home loan but one of the first might be presented prior to submitting any application whatsoever- prequalification. As you prepare to go shopping for a home and you first speak with a real estate agent, the agent will want to know if whether or not you’ve spoken with .....POSTED ON October 17, 2017
Millennials, all 80 million of them, might finally be taking the plunge and stop renting and start buying. This vast group of consumers, those born between 1980 and 2000, has recently overtaken the so-called Baby Boomers as the largest generation as the Boomers are riding into the sunset. What has kept the millennial generation on the home buying s .....POSTED ON October 17, 2017
Before you go shopping for a home, you’ll first need to shop for your financing. And at that time, you might very well be surprised at the number of choices available to you. A loan officer will ask several questions about what you’d like to buy and where as well as general information about your income, employment, funds available and credit. From .....POSTED ON October 17, 2017
powered by Majestic Home Loan NMLS#173946
RMK Financial corp. dba Majestic Home Loan
Majestic Home Loan NMLS License #173946
Majestic Home Loan (dba of RMK Financial Corp)
R M K Financial Corp is authorized to conduct Mortgage Lending business in the following States:
|Alabama||Consumer Credit License #21922|
|Arizona||Mortgage Banker License #926706|
|Arkansas||Combination Mortgage Banker-Broker-Servicer License #107587|
|California DBO||Finance Lenders Law License #603H390|
|Colorado||Mortgage Company Registration #173946|
|Connecticut||Mortgage Lender License #ML-173946|
|Delaware||Lender License #23781|
|Florida||Mortgage Lender License #MLD1097|
|Georgia||Mortgage Lender License/Registration #24235|
|Illinois||Residential Mortgage License - Other Trade Name #1 #MB.6761089|
|Indiana DFI||Mortgage Lending License #27910|
|Kentucky||Mortgage Company License #MC320162|
|Louisiana||Residential Mortgage Lending License #173946|
|Maryland||Mortgage Lender License - Other Trade Name #1 #19671|
|Michigan||1st Mortgage Broker/Lender License #FL0019870|
|Nevada||Mortgage Banker License #4069|
|New Jersey||Residential Mortgage Lender License #173946|
|New Mexico||Mortgage Loan Company License #173946|
|North Carolina||Mortgage Lender License #L-151496|
|Ohio||Mortgage Broker Act Mortgage Banker Exemption #MBMB.850229.000|
|Oklahoma||Mortgage Lender License #ML010337|
|Oregon||Mortgage Lending License #ML-5243|
|Pennsylvania||Mortgage Lender License #48072|
|Puerto Rico||Mortgage Lender/Servicer (Concesionarios/Administradores de Préstamos Hipotecarios) #IH-195|
|South Carolina BFI||Mortgage Lender/Servicer License - Other Trade Name #1 #MLS - 173946 OTN #1|
|Tennessee||Mortgage License #120031|
|Texas SML||Mortgage Banker Registration #173946
TEXAS RIGHTS CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 N. LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT www.sml.texas.gov. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT www.sml.texas.gov.
|Utah DRE||Mortgage Entity License - Other Trade Name #1 #9116671|
|Virginia||Lender License #MC-5474|
|Washington||Consumer Loan Company License #CL-173946|
|Wisconsin||Mortgage Banker License #173946BA|
To verify licensing please visit www.nmlsconsumeraccess.org
Equal Housing Opportunity Lender Notice
We conduct business in accordance with the Federal Fair Housing Law (Fair Housing Amendments Act of 1988). It is illegal to discriminate against any person because of race, color, religion, sex, handicap, familial status, or national origin.
Anyone who feels he or she has been discriminated against may file a complaint of housing discrimination: 1-800-669-9777 (toll free), or 1-800-927-9275 (tdd), U.S. Department of Housing and Urban Development Assistant Secretary for Fair Housing and Equal Opportunity, Washington DC 20410.
The Housing Financial Discrimination Act of 1977, California Fair Lending Notice
It is illegal to discriminate in the provision of or in the availability of financial assistance because of the consideration of:
It is illegal to consider the racial, ethnic, religious, or national origin composition of a neighborhood or
geographic area surrounding a housing accommodation, or whether or not such composition is undergoing
change, or is expected to undergo change, in appraising a housing accommodation or in determining
whether or not, and under what terms and conditions, to provide financial assistance.
These provisions govern financial assistance for the purpose of the purchase, construction, rehabilitation, or refinancing of one- to four-unit family residences occupied by the owner and for the purpose of the home improvement of any one- to four-unit family residence.
If you have any questions about your rights, or if you wish to file a complaint, contact the management of this financial institution.
Due to changing market conditions and borrower eligibility, interest rates can change daily. Your exact interest rate will depend on the date you lock your rate. Your total finance charges may be higher over the life of the loan. County restrictions may apply. Additional restrictions may apply. To estimate your current mortgage payment we used information obtained from public records. If you have more than one mortgage, this public information may include the total of all of your mortgages.
Cash-Out Program Disclosure
Eligibility for the Cash-Out Program is to be determined with your current credit score, home appraisal, income verification, and additional requirements if necessary. Cash-Out Program is not available on properties located in the State of Texas.
You may access, download and print materials on this Site for your personal aPlease read this agreement ("Agreement") carefully before accessing or using this web site ("Site"). By accessing or using the Site, you agree to be bound by this Agreement. Majestic Home Loan and its suppliers provide the information and services on this Site to you, the user, conditioned on your acceptance without modification of the terms, conditions and notices contained herein. Your use of this site constitutes your agreement to all such terms, conditions and notices. The information and services offered on this Site are provided with the understanding that neither Majestic Home Loan, nor its suppliers or users are engaged in rendering legal or other professional services or advice. Your use of the Site is subject to the additional disclaimers and caveats that may appear throughout the Site. Majestic Home Loan and its agents assume no responsibility for any consequence relating directly or indirectly to any action or inaction that you take based on the information, services or other material on this Site. While Majestic Home Loan and its suppliers, strive to keep the information on this Site accurate, complete and up-to-date, Majestic Home Loan, and its suppliers cannot guarantee, and will not be responsible for any damage or loss related to, the accuracy, completeness or timeliness of the information.
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You use this Site at your own risk. If your use of this Site or the materials therein results in the need for servicing or replacing property, material, equipment or data, neither Majestic Home Loan, nor its affiliates are responsible for those costs. The information, software, products, and service published on this site may include inaccuracies or typographical errors. Changes are periodocaIly added to the information herein.Majestic Home Loan, it's affiliates and/or it's respective suppliers may without prior noticemake improvements and/or changes in this site including but not limited to the information, services, products or othere material at any time. All information, products and services are provided "as is" without warranty of any kind. In no event shall Majestic Home Loan, it's affiliates and/orit's suppliers be liable for any direct, indirect, incidencidental, special or consequential damages arising out of or in any connected with the use of this site or with the delay or inabbility to use this site, or for any information, products, material and/or services obtained through this site, or otherwise arising out of the use of this site, Whether based on contract, tort, strict, liability or otherwise, even if Majestic Home Loan, it's affiliates or any of it's suppliers has been advised of the possibility of damages. Because some states/jurisdictons do not allow the exclusion or limitation of liability for consequential or incidental damages, the above limitation may not apply to you.
You agree to indemnify, defend and hold harmless Majestic Home Loan, its affiliates and suppliers from any liability, loss, claim and expense (including attorney's reasonable fees) related to your violation of this Agreement.
LINKS TO THIRD PARTY SITES
CHANGES TO AGREEMENT
Majestic Home Loan may modify this Agreement at any time, and such modifications shall be effective immediately upon posting of the modified Agreement. Accordingly, you agree to review the Agreement periodically, and your continued access or use of this Site shall be deemed your acceptance of the modified Agreement.
This website is applicable to and should only be used by persons 18 years of age or older located within the United States of America. Access and use of this website by persons under the age of 18 or from locations other than the United States is prohibited.This Agreement and the resolution of any dispute related to this Agreement or this Site shall be governed by and construed in accordance with the laws of California without giving effect to any principles of conflicts of law. Failure by Majestic Home Loan, or its affiliates to insist upon strict enforcement of any provision of this Agreement shall not be construed as a waiver of any provision or right. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of this Site or this Agreement must be filed within one (1) year after such claim or cause of action arose or be forever barred. Any legal action or proceeding between Majestic Home Loan, and/or its affiliates and you related to this Agreement shall be brought exclusively in federal district court. Majestic Home Loan, logos, product and service names are trademarks owned by licensed to Majestic Home Loan, or its affiliates (the "Marks"). Without the prior written permission of Majestic Home Loan or its appropriate affiliates, you agree not to display or use in any manner, the Marks. All other trademarks are the property of their respective owners.
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